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Easy missions to boost your interest rate up to 2.67% p.a.

  • Your account comes with 1.17% p.a. base interest rate
  • Complete four simple, everyday missions such as “Maintain Balance”, “Fund-in”, “Spend” and “Invest2, FX & Get Insured” to boost your interest rate
  • Enjoy up to 2.67% p.a. on the first HK$300,000 of your Citi Interest Booster account balance

Breakdown of missions and how to earn more

Base Rate
1.17%  p.a.

Fund in
+0.3% p.a.

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Maintain Balance
+0.3% p.a.

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“Invest, FX & Get Insured”
+0.6% p.a.

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+0.3% p.a.

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You can boost up to 2.67% p.a. and start any mission at your own choice!

Track your bonus rate and mission progress easily

  • Our fully transparent process lets you easily track how much you’re earning — and discover how much more you can unlock


Check your earnings and achievements

  • Review the interest rates you’ve unlocked and how much additional interest you’ve earned in the past 6 months


To borrow or not to borrow? 
Borrow only if you can repay!


1. When you fulfill the requirements of all the missions and combine the bonus interest rates with your base interest rate, you will earn a total interest rate of 2.67% p.a. Terms and Conditions for Citi Interest Booster apply, please visit: click here. The interest rate of Citi Interest Booster will be determined by the Bank from time to time.

2. You can enjoy the investment services by opening the investment accounts via the app on the ‘Wealth’ tab.

3. You can enjoy 1% cashback from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.


Important Disclaimer:

You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information purposes only and is not intended to constitute any offer or solicitation or advice to buy or sell any security. Investments are not bank deposits and are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., organized under the laws of U.S.A. with limited liability, Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency, and involve risks, including the possible loss of the principal amount invested. Share prices may go down as well as up. Investment products are not available for U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Terms and Conditions:

  • Terms and Conditions for Accounts and Services, please visit: click here.
  • Policy Statement relating to the Personal Data (Privacy) Ordinance, please visit: click here.
  • Terms and Conditions for Citi Interest Booster, please visit: click here.
  • Terms and Conditions for Investment Product, please visit: click here.
  • Credit Card Agreement, please visit: click here.


Fees & Charges:

  • Citi Credit Card Key Fact Sheet and Fees schedule, please visit: click here.
  • Fee and charges for Banking / Mortgage services, please visit: click here.
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