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Citibank relationship manager explaining to the client about structured products

Structured product is an instrument embedded with derivative, under which the return is determined by reference to changes in the price, value and/or level of one or more underlying references. They are designed to help you diversify portfolios and limit downside risks. It benefits you by generating potential income and returns.

Our Structured Products at a glance:

Citibank Structured Products are hybrid investments made up of equities, indices, foreign currencies, or interest rates as underlying assets.

They offer the potential for higher return on investment compared to a standard deposit.

Ideal for investors looking for portfolio diversification in asset classes, sectors, and geographies.

  Contact our Investment Service Hotline at (852) 2860 0222 or visit any Citibank branch.

Allowing diversification through participation in the performance of different assets or markets.
Flexible in structure and can be tailored to play out with your investment strategies.
Capable of harnessing investment opportunities no matter whether the market is bullish, bearish or volatile and optional features are available to help limit downside risks.
May compose of diverse derivatives and fixed income investments.
Can participate in the performance of various underlying assets to achieve a higher potential return.
Returns are linked to the performance of one or more underlyings, such as a particular equity, index, commodity, foreign exchange rate, interest rate, mutual fund or others, or a combination of any or all of them.

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Structured products are not traded on markets operated by the Stock Exchange of Hong Kong Limited or other stock exchanges. *Structured products are only applicable to Citigold Private Client, Citigold, Citi Priority and Citibanking clients.

Important Information:

This is a structured product involving derivatives. The investment decision is yours but you should not invest in the structured products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. The Structured Products is a product of the issuer and Citibank (Hong Kong) Limited is acting as an agent in the transactions of the Structured Products. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Citibank (Hong Kong) Limited and you out of the selling process of any investment product by Citibank (Hong Kong) Limited as agent for third party service providers or the processing of the related transaction, Citibank (Hong Kong) Limited will enter into a financial dispute resolution scheme process with you in accordance with the applicable rules. However any dispute over the contractual terms of the product should be resolved between directly the third party service provider and you.

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Important Disclaimer:

Product descriptions above are for general introduction only and do not provide full specifications. This webpage is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investments denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Investment prices may go down as well as up. Past performance is not indicative of future performance. There may not be a liquid secondary market for the investments. Unless specified otherwise, any repayment of principal at maturity and/or interest payment obligation provided in respect of the investment is provided by and solely the obligation of the issuer and is subject to various conditions and risks including but not limited to market risks, issuer risk and credit risk. Except as specifically provided, any repayment of principal at maturity and/or interest payment obligation will not apply in the event that any Investment is redeemed before the maturity date. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile. If investors have any concerns about the products, they should consult their professional advisers. The English version shall prevail when there is a discrepancy between the English and the Chinese versions. In respect to Equity Linked Notes ("ELNs"), despite the above, investors will also be subject to the risk of the fluctuation in the prices of the underlying stock and the original funds may be substantially reduced depending on the decline in the price of the underlying stock. Investors should not purchase any ELN unless they are able to sustain a total loss of the investment in the securities. Should the ELNs result in stock delivery upon maturity, investors will be assuming the price risk of the underlying stock relative to the strike price.

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