Possibilities at your fingertips with credit limit increase service

Increase your credit card limit instantly
and earn HK$150 cash coupons!

Credit Limit Increase Application

Application status enquiry

Need money for big purchases or an unexpected event and found that your credit limit is not high enough? Apply via Citi Mobile^® App^* or the link above to increase your credit card limit instantly to access more emergency funds for any unexpected expenses. With an interest-free repayment period, spend and earn points or rebates till you drop^#! Enjoy greater flexibility for those unpredictable financial needs and make your life way easier!

Possibilities at your fingertips with credit limit increase service

Increase your permanent credit limit instantly up to 1.5X of your current credit limit with just one input^*!

Useful for extra spending whenever you shop, dine or travel.

^*Applicable to selected customers and applications submitted via Citi Mobile^® App

Apply now to increase your credit limit instantly via Citi Mobile^® App

Login to the Citi Mobile^® App, select your Credit Card, click “Available Credit Limit” and “Looking for more spending power?” to start your application.

Input your “Preferred credit limit” and click “Submit”

Your application will be processed according to your bank accounts status and credit record. The application result will be displayed instantly.
Scenario 1: Your application is approved instantly

Scenario 2: You will be required to provide additional information and specified income or assets proof document(s) to complete your application. Your application will be processed within 3 working days upon the submission of the information and the document(s).

Login to the Citi Mobile® App, select your Credit Card, click “Available Credit Limit” and “Looking for more spending power?” to start your application.

Add new payee or choose from existing one

Select currency and enter transfer amount

Verify transfer details and tap on “Pay” to complete the transfer

Can I apply temporary credit limit increase via Citi Mobile^® App or Citibank Online?

No, we accept permanent credit limit increase via Citi Mobile^® App or Citibank Online at the moment. You can contact our CitiPhone Banking Hotline for temporary credit limit increase.
Do I need to submit multiple applications if I hold more than one Citi credit cards?

No, your credit limit is the combined credit limit assigned to you across all your Citi Credit Card(s) and / or Ready Credit accounts. Please just submit one application.
Will I definitely get an increase in credit limit if I were to apply?

The approval of your application is subject to the final acceptance by Citibank at its absolute discretion. Citibank will make the decision based on your bank accounts status, credit record, employment information and income or assets proof documents (if any).
What’s the maximum credit limit I can receive?

Selected customers can increase the credit limit up to 1.5X of their current credit limit instantly.
What kind of income or assets documents will be required?

Citibank will base on your employment information to recommend the types of income/ assets proof documents, if required.
What kind of file or image formats are supported?

JPEG, PNG and PDF will be accepted.
What is the key criteria for income or assets documents acceptance?

The documents provided should be clear, bright and complete. Full document, be it in a single page or multiple pages without any missing linkage should be captured. It may delay the processing or result in rejection of your application otherwise.
If I do not have my income or assets proof documents on hand, can I submit the documents later?

Yes, you can choose to upload the documents later. We will send you SMS and Email to guide you to upload the documents later.
How can I check my application status?

You can keep track of your application status via the button "Application status enquiry" on the top of this page.
Can I cancel my application?

Yes, You can contact our CitiPhone Banking Hotline for the cancellation.

Increase your credit card limit instantly and earn HK$150 cash coupons!

Possibilities at your fingertips with credit limit increase service

Apply now to increase your credit limit instantly via Citi Mobile® App

Frequently asked questions

Increase your credit card limit instantly
and earn HK$150 cash coupons!

Apply now to increase your credit limit instantly via Citi Mobile^® App