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Calculate affordability

Find out how much you can borrow and the amount of cash you need up front to own that dream property.

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Please select the type of calculation to be used for the mortgage application assessment

Mortgage type is required.

Terms and Conditions:

  1. The above calculation tool only considers the inputted income, existing loan repayments and customer age. The property value and credit record of the borrower and other conditions will also be taken into account for the actual loan amount to be approved.
  2. The above maximum loan amount is calculated based on the inputted mortgage interest rate above on a daily basis, and on a 12-month full year basis.
  3. The above information is for reference only. Citibank (Hong Kong) Limited reserves the right of the final approval conditions. For further details of terms and conditions applying to the relevant mortgage plans, please contact us.
  4. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

To borrow or not to borrow? Borrow only if you can repay!