For those special times when you need to increase financial flexibility at a moment’s notice, turn to Citi Speedy Cash. You will receive cash flow quickly and also enjoy an ultra-low interest rate on repayments. (Click HERE for Personal Loan Key Fact Statement)
With Citi Speedy Cash, facing unexpected financial needs won’t be a hassle anymore. It offers a suite of beneficial features including flexible repayment terms. So, apply today and speedily meet your cash needs.
Loan amount up to
Repayment term up to
No hidden terms and conditions
To apply for Citi Speedy Cash, you will need to fulfill the following requirements:
• Hong Kong permanent resident aged 18 or above
• In full-time employment with present employer for at least 3 months
• Monthly salary of HK$6,000 or above
To borrow or not to borrow?
Borrow only if you can repay!
The annualized percentage rate (“APR”) ranges from 2.91% to 44.72%, with repayment period of 6 to 60 months.
The Annualized Percentage Rate ("APR") of as low as 2.91% is calculated based on the monthly flat rate 0.13% with loan amount of HK$1,500,000 and repayment tenor of 12 months.
The Annualized Percentage Rate ("APR") of as low as 44.72% is calculated based on the monthly flat rate 1.79% with loan amount of HK$90,000 and repayment tenor of 12 months.
APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The maximum APR will change and subject to monthly flat rate amendment. The Bank reserve the right to amend the monthly flat rate and APR. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.29% (APR 6.56%), and the total loan repayment amount is HKD206,964 (including full handling fee waiver). The above example is for reference only.
Loan amount of Citi Speedy Cash is up to 12x times of your monthly salary or HK$2,000,000, whichever is lower.
Repayment period of Citi Speedy Cash is of 6 to 60 months.
Application hotline service hours: Monday to Sunday 9:30am – 6:30pm (not applicable to Hong Kong public holiday).