Lighten big payments from your bank account with ease using Citi Mobile® App
Turn them into easy installments with Citi PayLite
Manage your cash flow more flexibly, with Citi PayLite now available for bank transactions
Key Fact Statement
Convert selected bank transactions into fixed installments on your Citi Credit Card
Have your funds credited back to your Citi bank account instantly
Enjoy easy cash flow management with just a few taps on the Citi Mobile® App
Citi Mobile App special offer
Promotion Period: Available till June 30, 2023
How to convert transactions to Citi PayLite on the Citi Mobile® App?
Frequently asked questions
Frequently asked questions
What kind of transaction can be converted into an installment plan?
Do I earn any rewards points /miles or cash rebate for the transaction I convert?
What happens if I have multiple bank accounts? Can I select a particular where funds would be credited?
Which card will be debited if I have multiple cards?
Can I convert Foreign Currency transactions to EPP?
Can I make early repayment of the “Quick Cash” Installment Program / “FlexiBill” and “PayLite” Installment Programs in full?
To borrow or not to borrow? Borrow only if you can repay!
The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.
- The promotional period is from April 1, 2023 to June 30, 2023 (both dates inclusive) (“Promotional Period”). Eligible “FlexiBill” and “PayLite” Installment Loan refers to approved “PayLite” Installment Loans in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period, and does not include Citi Credit Card “PayLite” Installment Plan for iPhone for Life.
- Selected Cardholders who apply successfully for Eligible “FlexiBill” and “PayLite” Installment Loan with an Eligible Card during the Promotional Period and reach an accumulated loan amount of HK$5,000 or above will be entitled to a HK$50 Wellcome Supermarket Shopping Voucher for every HK$5,000 of accumulated loan amount. If any of for Eligible “FlexiBill” and “PayLite” Installment Loan is made by the Participant through the Citi Mobile® App, the Participant will be entitled to an additional HK$50 Wellcome Supermarket Shopping Voucher for every HK$5,000 of accumulated loan amount. The Promotion is applicable to the first 8,000 Participants, based on the loan approval dates of any Eligible Loan that meets the criteria listed under Clause 1 and 2.
Terms and Conditions:
Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program