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As a travel lover, you should get used to plan your journey with KKday! Good news! Citi Pay with Points is now available at KKday, whether you want to book your experience for a local or overseas trip, or buy attraction tickets and explore the most authentic tours , you can simply use Pay with Points to offset your purchases after making the order at Hong Kong KKday platform! Visit KKday now and discover the unforgettable journey!

Pay with your points in simple 3 steps!

Settle your payment with eligible Citi Credit Card to enjoy Pay with Points

The screens and figures above are for reference only

Visit KKday now to explore a world of fantastic travel experiences!


Download KKday App or visit now to meet your travel needs



 Smart Tip

Want to review your credit card transaction record after shopping? Now there’s no need to wait for your monthly credit card statement - simply check all these by logging in to Citi Mobile® App anytime, anywhere!

* The installments from the Citi Credit Card“FlexiBill”Installment Program and Citi Credit Card“PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.

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“Citi Pay with Points” Terms and Conditions

  1. Citi Pay with Points Redemption Service (“Service”) applies to Principal Cardholders ("Cardholders") of Citi Classic Card, Citi Gold Card, Citi HKTVmall Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi Prestige Card, Citi Plus® Credit Card, Citi PremierMiles Card and Citi ULTIMA issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards").
  2. This Service is applicable to the Single Net Transaction (as defined in Clause 3) Cardholders made at KKday Hong Kong Mobile Application or KKday website (“KKday Online Platform”) with an Eligible Card (“Eligible Transaction”).
  3. A "Single Net Transaction" applies to the final amount of a single transaction after deduction of all applicable discounts, reductions and value of cash vouchers. Unposted/ cancelled/ refunded/ falsified/ unauthorized transactions are excluded.
  4. To enjoy this Service, Cardholders must verify their identity by providing their mobile number that has been registered with Citibank, as per Citibank’s last updated record, to receive a One-Time Password, and the identity verification will be confirmed upon the One-Time Password is correctly entered. Eligible Cardholders can select the amount to redeem with Citi Points (“Points”) and complete the redemption under the Service.
  5. Identity verification will not be required for subsequent redemptions made by the same Eligible Card under the same KKday account.
  6. The Service is valid immediately after performing the Eligible Transaction. In any case Cardholders exit from KKday Platform voluntarily or involuntarily including but not limited to network disconnection, technical device malfunction or unexpected outage on KKday Platform, during any of the steps illustrated under Clause 4-5, Cardholders will not be eligible to enjoy the Service and will require to make another Eligible Transaction at KKday Platform to enjoy the Service.
  7. The amount of Points redeemed for statement credits to offset Eligible Transaction will be deducted from Eligible Card account. Cardholders may redeem up to Eligible Transaction amount in full with Points or available Points at Eligible Card account (whichever is lower). Cardholders must redeem a minimum amount, which is subject to the minimum required Points shown in the Citi Pay with Points page under KKday Platform for each redemption. Statement credits will be posted to Eligible Cardholders’ Card Account within 7 calendar days of redemption.
  8. The redemption rate varies by credit card types and may change from time to time. The exact redemption amount and points required are based on the display at the Citi Pay with Points page under KKday Platform at the time of redemption.
  9. Eligible Cardholders must promptly update Citibank of any change to mobile phone number. Citibank shall not be liable to any Cardholders or anyone else for any losses or damages arising from the Service.
  10. The Service cannot be cancelled, returned, exchanged or traded for cash or other promotion.
  11. If under any circumstances Eligible Cardholders return or cancel the Eligible Transaction, any associated statement credit will remain on Eligible Cardholders’ Card Account and Points will not be returned.
  12. Unless otherwise specified, Terms and Conditions of the Citi ThankYouSM Rewards Program apply. For details, please visit

To borrow or not to borrow? Borrow only if you can repay!