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Citi Credit Cards now bring you the joy of using Pay with Points at McDonald’s®!Whether you order dine-in, takeaway or McDelivery via McDonald’s App, you can now offset your transaction with 30% less points via Citi Pay with Points! Come and place your order now!

 

Promotion Period: From now till December 31, 2022

dollar icon Enjoy year-round benefits with

Pay with Points

 

Spend at McDonald’s® and use Pay with Points to offset any transaction to enjoy 30% less points!

 

 

Remarks: For the conversion rate of other designated credit card, please refer to Terms and Conditions.

SMS will be sent to your registered mobile++ upon making a successful transaction with eligible Citi Credit Card* at McDonald’s®**. Within 24 hours, click on the link shown in the SMS and you will be directed to the Citi Pay with Points website for instant redemption.
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*The screens and figures above are for reference only

Remarks:

  • 1. Citi Pay with Points is only applicable to Principal Cardholders of selected Citi Credit Cards.
  • 2. The redemption rate varies by credit card types, merchants and merchant categories, and may change from time to time. The exact redemption amount and Points required are based on the display at the Citi Pay with Points page at the time of redemption.
  • ++ According to your registered mobile number in the bank's records.
  • * Except Citi Rewards UnionPay Card. The offer is only applicable to designated Citi Credit Cardholders who received the SMS. Please refer to Terms and Conditions for more details.
  • ** Refers to retail and online transactions settled in Hong Kong Dollars.
  • ^ The redemption starts from the minimum amount (subject to the minimum Points shown in the Pay with Points website) and up to the transaction amount (subject to the cardholder's available Points balance).
  • + A cash rebate will be credited to the principal card account of the designated card within 7 calendar days. The redemption will be shown in the principal cardholder's next statement cycle.
Login The Point App and enter “Points Conversion” at The Point homepage
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*The screens and figures above are for reference only

 Smart tip

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Want to check if your refund has been deposited?
Now there’s no need to wait for your monthly credit card statement - simply check all these
by logging in to Citi Mobile® App anytime, anywhere!

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General Terms and Conditions:

  1. The promotion period is from February 1, 2022 to December 31, 2022 both dates inclusive (“Promotion Period”).
  2. Unless otherwise specified, this promotion applies to principal cardholders ("Cardholders") of Citi Ultima Card, Citi Prestige Card, Citi Plus® Credit Card, Citi PremierMiles Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi HKTVmall Card, Citi Gold Card and Citi Classic Card ("Designated Cards") issued by Citibank (Hong Kong) Limited (“Citibank”).
  3. Unless otherwise specified, the offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and McDonald's absolute discretion. Photos, product specifications and prices are for reference only.
  5. Citibank shall not be responsible for any matters in relation to the related products or services provided by McDonald’s. McDonald’s is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
  6. Citibank and McDonald's Restaurants (HK) Ltd ("McDonald's") reserve the right to amend the terms and conditions without prior notice.
  7. All matters and disputes are subject to the final decision of Citibank and McDonald’s.
  8. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
  9. Other terms and conditions apply, please inquire the details with McDonald’s.

 

Terms and Conditions for “Citibank x McDonald’s Pay with Points Redemption Promotion”:

 

  1. Upon making a successful single net transaction (as defined in Clause 13) of HK$5 or above with Designated Cards at McDonald's within the Promotion Period, customer will be entitled to a preferential rate when performing Pay with Points – SMS Redemption Service, "Pay with Points – Online Redemption Service" and "Pay with Points – Mobile Redemption Service" to offset the transaction at McDonald's. Please refer to the below table for the preferential rate:
    Citi Ultima, Prestige, PremierMiles Card Original: 205 Points = HK$1
    Discounted: 140 Points = HK$1
    Citi Rewards, Gold, Classic Card Original: 270 Points = HK$1
    Discounted: 190 Points = HK$1
    Citi Plus® Card Original: 250 Points = HK$1
    Discounted: 175 points = HK$1
    Citi HKTVmall Card Original: 300 Points = HK$1
    Discounted: 210 points = HK$1
  2. The promotion is only applicable to McDonald’s outlets, kiosk and McDonald’s App.
  3. The promotion is not applicable to transactions made through Visa PayWave, Mastercard PayPass, Apple Pay, Google Pay, Samsung Pay, PayMe, Octopus, WeChat Pay HK and AlipayHK.
  4. A "Single Net Transaction" applies to the final amount of a single transaction after deduction of all applicable discounts, reductions, cash rebate and value of gift vouchers. Other transactions, including but not limited to the transactions made through PayMe, Octopus, WeChat Pay HK, AlipayHK, or unposted/ cancelled/ refunded/ falsified/ unauthorized transactions are excluded.
  5. This promotion is governed by “Pay with Points – SMS Redemption Service” Terms and Conditions, "Pay with Points – Online Redemption Service" Terms and Conditions and "Pay with Points – Mobile Redemption Service" Terms and Conditions.

 

"Pay with Points – SMS Redemption Service" Terms and Conditions

 

  1. The Pay with Points – SMS Redemption Service (the "Service") is applicable to the principal cardholders ("Cardholders") of Citi Ultima Card, Citi Prestige Card, Citi Plus® Credit Card, Citi PremierMiles Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi HKTVmall Card, Citi Gold Card and Citi Classic Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Designated Cards").
  2. This Service is applicable to the card transactions Cardholders made at local merchant or merchant category with Designated Card and specified in the SMS ("Selected Transaction"). Local merchant categories are subject to the definition of Mastercard®/Visa International's Merchant Data Standards and the settings of the acquiring bank. Ineligible transactions include but are not limited to withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, "FlexiBill" Installment Program, "PayLite" Installment Program, "Quick Cash" Installment Program, payment to the Inland Revenue Department, casino transactions, Payment made through Citi PayAll, other unauthorized transactions and fraud and abuse transactions, and transfer or top up transaction to designated e-wallet account (includes but not limited to PayMe, Alipay and WeChat Pay). Citibank reserves the right to determine which purchases qualify as Eligible Purchases.
  3. To enjoy this Service, Designated Cardholders must click the link provided in the SMS via their mobile phone number that has been registered with Citibank, as per Citibank's last updated records, and select the amount to redeem with Citi ThankYouSM Rewards Points ("Points").
  4. Cardholders must redeem using the Points on the Designated Card specified in the SMS.
  5. The Service is subject to the Designated Cardholder's mobile phone service provider ability to support the service, and the relevant terms and charges of such service provider.
  6. The Service is valid within 24 hours of performing the Selected Transaction.
  7. The amount of Points redeemed for statement credits to offset Selected Transaction will be deducted from Designated Card account ("Redemption"). Cardholders may redeem up to Selected Transaction amount in full with Points or available Points at Designated Card account (whichever is lower). Cardholders must redeem a minimum amount, which is subject to the minimum required Points shown in the Citi Pay with Points website for each redemption. Statement credits will be posted to Designated Cardholder's Card Account within 7 calendar days of redemption.
  8. Citibank guarantees neither the delivery, accuracy, nor security of the contents of any SMS sent by Citibank to Designated Cardholders. Designated Cardholders must promptly update Citibank of any change to mobile phone number. Citibank shall not be liable to any Cardholder or anyone else for any losses or damages arising from the Service, including but not limited to, (a) non-delivery, delayed delivery, wrong delivery or partial delivery of any SMS; or (b) inaccurate contents of any SMS.
  9. The Service cannot be cancelled, returned, exchanged or traded for cash or other promotion.
  10. If Designated Cardholder returns or cancels the Selected Transaction, any associated statement credit will remain on Designated Cardholder's Card Account and Points will not be returned.
  11. Unless otherwise specified, Terms and Conditions of the Citi ThankYouSM Rewards Program apply. For details, please visit https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page.
  12. Citibank reserves the right to terminate this Service or amend its terms and conditions at any time without prior notice.
  13. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
  14. In the event of any dispute, Citibank's decision shall be final and conclusive.
  15. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
  16. If you have not already opted in to receive direct marketing information via SMS from the bank, then please fill in and submit the opt-in form.
    • • Download and complete the form from https://www.citibank.com.hk/english/credit-cards/pay-with-points-redemption-pdf/form.pdf ;
    • • Return the completed form to Citibank branch or mail to Citibank (Hong Kong) Limited - PO Box 20151 Hennessy Road Post Office HK.

 

"Pay with Points- Online Redemption Service" Terms and Conditions:

 

  1. The "Pay with Points- Online Redemption Service" (the "Service") is applicable to the principal cardholders ("Cardholders") of Citi Ultima Card, Citi Prestige Card, Citi Plus® Credit Card, Citi PremierMiles Card, Citi Rewards Card, Citi HKTVmall Card,Citi Gold Card and Citi Classic Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card").
  2. To use the Service, Cardholder must be enrolled to Citibank Online.
  3. Cardholder's ThankYouSM Account and Eligible Card Account must be in good standing at the time the Cardholder uses the Service.
  4. Only eligible purchases made with Cardholder's Eligible Card Account in the current billing period and unbilled eligible purchases, up to the last 60 days ("Eligible Purchase"), are eligible for "Pay with Points- Online Redemption Service" statement credits ("Statement Credits"). Temporary authorizations are not eligible for the Service.
  5. Eligible Purchases exclude, but are not limited to, cash advances, fees and charges, withdrawal/loan amount under the Balance Transfer Program, Cash Conversion Program, "FlexiBill" Installment Program, "PayLite" Installment Program, "Quick Cash" Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, unposted / cancelled / refunded transactions, Payment made through Citi PayAll, other unauthorized transactions and fraud and abuse transactions, and transfer or top up transaction to designated e-wallet account (includes but not limited to PayMe, Alipay and WeChat Pay). Citibank reserves the right to determine which purchases qualify as Eligible Purchases.
  6. The amount of Citi ThankYouSM Rewards Points ("Points") required for redemption will be deducted from the Eligible Card's available Points balance. Cardholders may redeem Eligible Purchases up to the available Point balance. Statement credits will be posted to the Eligible Card Account within 2 business days of redemption.
  7. Statement Credits apply towards the Cardholder's next month's Card Account statement balance, but not the current month's minimum or total payment due. The required minimum and total payment reflected on the current Card Account statement must be paid pursuant to the terms of the Card Agreement.
  8. Cardholders are required to use the available Points to redeem the value of an Eligible Purchase in full. Partial redemptions of Eligible Purchase are not allowed.
  9. There is no fee to use the Service.
  10. Citibank may set minimum and/or maximum Points redemption requirements for the Service at any time.
  11. Citibank has the right to change the Points to Hong Kong Dollar conversion rate for Statement Credits at any time.
  12. The Statement Credits obtained from "Pay with Points- Online Redemption Service" cannot be cancelled, returned, exchanged or traded for cash or other promotion.
  13. If Cardholder returns or cancels the Eligible Purchase, any associated statement credit will remain on Eligible Cardholder's Card Account and Points will not be returned.
  14. Citibank reserves the right to terminate the Service or amend its terms and conditions at any time without prior notice.
  15. Unless otherwise specified, Terms and Conditions of the Citi ThankYouSM Rewards Program apply. For details, please visit https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page.
  16. In the event of any dispute, Citibank's decision shall be final and conclusive.
  17. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

 

"Pay with Points- Mobile Redemption Service" Terms and Conditions:

 

  1. The "Pay with Points- Mobile Redemption Service" (the "Service") is applicable to the principal cardholders ("Cardholders") of Citi Ultima Card, Citi Prestige Card, Citi Plus® Credit Card, Citi PremierMiles Card, Citi Rewards Card, Citi HKTVmall Card,Citi Gold Card and Citi Classic Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card").
  2. To use the Service, Cardholder must be enrolled to Citi Mobile® App.
  3. Cardholder's ThankYouSM Account and Eligible Card Account must be in good standing at the time the Cardholder uses the Service.
  4. Only eligible purchases made with Cardholder's Eligible Card Account in the current billing period and unbilled eligible purchases, up to the last 60 days ("Eligible Purchase"), are eligible for "Pay with Points- Mobile Redemption Service" statement credits ("Statement Credits"). Temporary authorizations are not eligible for the Service.
  5. Eligible Purchases exclude, but are not limited to, cash advances, fees and charges, withdrawal/loan amount under the Balance Transfer Program, Cash Conversion Program, "FlexiBill" Installment Program, "PayLite" Installment Program, "Quick Cash" Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, unposted / cancelled / refunded transactions, Payment made through Citi PayAll, other unauthorized transactions and fraud and abuse transactions, and transfer or top up transaction to designated e-wallet account (includes but not limited to PayMe, Alipay and WeChat Pay). Citibank reserves the right to determine which purchases qualify as Eligible Purchases.
  6. The amount of Citi ThankYouSM Rewards Points ("Points") required for redemption will be deducted from the Eligible Card's available Points balance. Cardholders may redeem up to Selected Transaction amount in full with Points or available Points at Eligible Card account (whichever is lower). Cardholders might choose to make partial redemption of Eligible Purchase. Statement credits will be posted to the Eligible Card Account within 2 business days of redemption. Cardholder can choose to pay more transactions with points and select up to 5 other eligible purchases to redeem with points after completing one Pay with Points Mobile Redemption.
  7. Statement Credits apply towards the Cardholder's next month's Card Account statement balance, but not the current month's minimum or total payment due. The required minimum and total payment reflected on the current Card Account statement must be paid pursuant to the terms of the Card Agreement.
  8. There is no fee to use the Service.
  9. Citibank may set minimum and/or maximum Points redemption requirements for the Service at any time.
  10. Citibank has the right to change the Points to Hong Kong Dollar conversion rate for Statement Credits at any time.
  11. The Statement Credits obtained from "Pay with Points- Mobile Redemption Service" cannot be cancelled, returned, exchanged or traded for cash or other promotion.
  12. If Cardholder returns or cancels the Eligible Purchase, any associated statement credit will remain on Eligible Cardholder's Card Account and Points will not be returned.
  13. Citibank reserves the right to terminate the Service or amend its terms and conditions at any time without prior notice.
  14. Unless otherwise specified, Terms and Conditions of the Citi ThankYouSM Rewards Program apply. For details, please visit https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page.
  15. In the event of any dispute, Citibank's decision shall be final and conclusive.
  16. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
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