To borrow or not to borrow? Borrow only if you can repay!
Citi Credit Card "Dial-A-Check" Installment Program has been renamed to Citi Credit Card "Quick Cash" Installment Program, effective April 13, 2018.
*The installments from the Citi Credit Card “Quick Cash” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "Quick Cash'' Installment Program.
Citi Credit Card "Quick Cash" Installment Program ("the Program") is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or orally by telephone or otherwise) (the "Terms and Conditions").
Application via Citibank Online will be processed instantly. Application via the web will not be processed if no verification has been done by Citibank (Hong Kong) Limited ("Citibank").
Only applicable for disbursement to a Citi account. For other bank accounts, it will take up to 3 business days.
Options of 6/12/18/24/30/36/42/48/54/60-month repayment periods are available. Loan tenor of 54 & 60 months are only applicable for approved loan amounts of HK$80,000 and/or above.
Application is subject to the final approval of Citibank.
The Annualized Percentage Rate ("APR") for quoted Monthly Flat Rate ("Monthly Flat Rate") of 0.12% is 2.68%; an APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. APR is calculated based on the guidelines as set out in the Code of Banking Practice and is based on 12-month installment period and HK$200,000 loan amount. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ. Monthly Flat Rate is individualized and subject to Eligible Cardholders' Citi Credit Card account status at the time the request is received.