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Lighten Up With Citi PayLite

Lighten big payments from your bank account with ease using Citi Mobile® App

Turn them into easy installments with Citi PayLite

Manage your cash flow more flexibly, with Citi PayLite now available for bank transactions

Key Fact Statement

Convert Selected Bank

Convert selected bank transactions into fixed installments on your Citi Credit Card

Have your funds credited

Have your funds credited back to your Citi bank account instantly

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Enjoy easy cash flow management with just a few taps on the Citi Mobile® App

Citi Mobile App special offer^

^The promotion is only applicable to customers with monthly flat rate 0.12% or above.

Download Citi Mobile® App to get Citi PayLite

  • paylite apple store
  • paylite google play

Frequently asked questions

To borrow or not to borrow? Borrow only if you can repay!

The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.

  1. Eligible “FlexiBill” and “PayLite” Installment Loan only includes the first 8,000 “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above, the monthly flat rate of 0.12% or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period, and does not include Citi Credit Card “PayLite” Installment Plan for iPhone for Life.
  2. Cardholders who successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card during the Promotional Period (“Participants”) will be entitled to (i) HK$50 Wellcome Supermarket Cash Coupon (“Cash Coupon”) for a booked amount from HK$3,000 to HK$4,999.99 in a single application (ii) HK$50 Cash Coupon for each HK$5,000 booked in a single application. If the participants successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card through Citi Mobile® App, the participants will be entitled to additional HK$50 Cash Coupon for each HK$5,000 booked in a single application.

 

 

 

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Terms and Conditions:

Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program