What is Citibank Speedy cash?

Citi Speedy Cash is a type of personal loan offered by Citibank. You can apply for this instant loan if you need quick access to funds. It also comes with flexible repayment tenure of up to 60 months.

How much should I borrow under Citibank Speedy Cash?

Ideally, you may want to borrow only the amount you need and as per your repayment capability. With Citi Speedy Cash, you can get a maximum loan amount of up to 12 times your monthly salary or HK$2,000,000, whichever is lower..

Over what period can I choose to repay the loan?

You can repay the Citi Speedy Cash loan within a period of 6 to 60 months, as stated in the offer letter.

How will my loan be disbursed?

Once the Citi Speedy Cash loan amount has been approved, Citibank will disburse cash, issue a check payable to you or credit the loan amount to your designated Citibank Hong Kong bank account.

What documents are required for a loan application?

To apply for a Citi Speedy Cash loan, you will need to provide the following documents along with your loan application form: Hong Kong Permanent Resident Identity Card Income proof (for example: latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number)) Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number) Latest residential address proof (for example: electricity bill or bank statement) Any other documents or certificates deemed appropriate.

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Citi Speedy Cash

Annualized Percentage Rate as low as 1.40%^a

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For those special times when you need to increase financial flexibility at a moment’s notice, turn to Citi Speedy Cash. You will receive cash flow quickly and also enjoy an Annualized Percentage Rate as low as 1.40%^a. Successfully apply to enjoy up to HK$10,000 reward. (Click HERE for Personal Loan Key Fact Statement)

With Citi Speedy Cash, facing unexpected financial needs won’t be a hassle anymore. It offers a suite of beneficial features including flexible repayment terms. Successfully apply to enjoy up to HK$10,000 reward.

To apply for Citi Speedy Cash, you will need to fulfill the following requirements:
• Hong Kong resident aged 18 or above

• In full-time employment with present employer for at least 3 months

• Monthly salary of HK$6,000 or above

To apply for Citi Speedy Cash, follow the steps below:

Step 1		Step 2		Step 3
On the Citi Speedy Cash page, click on Apply Now		Fill in your basic information, personal details, and employment details		Upon fulfilling the required criteria, you will receive the approval result
	Step 4		Step 5
	Once you have the approval results, you can upload the required documents		Your loan application process will be complete upon the final submission of all the details and documents

FAQs

What is Citibank Speedy Cash?
How much should I borrow under Citibank Speedy Cash?
Over what period can I choose to repay the loan?
How will my loan be disbursed?
What documents are required for a loan application?

To apply for a Citi Speedy Cash loan, you will need to provide the following documents along with your loan application form:

• Hong Kong Identity Card

• Income proof (for example: latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number))

• Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number)

• Latest residential address proof (for example: electricity bill or bank statement)

• Any other documents or certificates deemed appropriate.

The annualized percentage rate (“APR”) ranges from 1.40% to 35.78%, with repayment period of 6 to 60 months.
The Annualized Percentage Rate ("APR") of as low as 1.40% is calculated based on the monthly flat rate 0.063% with loan amount of HK$3,500,000 and repayment tenor of 12 months.
The Annualized Percentage Rate ("APR") of as low as 35.78% is calculated based on the monthly flat rate 1.46% with loan amount of HK$100,000 and repayment tenor of 18 months.
APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The maximum APR will change and subject to monthly flat rate amendment. The Bank reserve the right to amend the monthly flat rate and APR. The loan application is subject to the Bank’s approval. For a loan amount of HKD3,500,000 with 12 months repayment period, the monthly flat rate is 0.063% (APR 1.40%) and the total loan repayment amount is HKD3,526,460 (including full handling fee waiver). The above example is for reference only.

Remarks:

The Annualized Percentage Rate ("APR") of as low as 1.40% is calculated based on the monthly flat rate 0.063% with loan amount of HK$3,500,000 and repayment tenor of 12 months, and is applicable to Citigold Private Client customers with Citi ULTIMA. APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer's profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate
Loan amount of Citi Speedy Cash is up to 12x times of your monthly salary or HK$3,500,000, whichever is lower.
Repayment period of Citi Speedy Cash is of 6 to 60 months.
Application hotline service hours: Monday to Friday 9:30am – 6:30pm (not applicable to Hong Kong public holiday).
“Instant Disbursement Upon Loan Approval” is only applicable for disbursement to participating banks of Faster Payment System (FPS), and is subject to Citi’s loan approval and availability of FPS, while the crediting to the recipient’s account is subject to the recipient bank’s handling. Processing time may vary in some cases depending on the actual circumstances of individual applications.

Terms and Conditions of Welcome Offer (“Offer”)

Loan Application Hotline: (852)2963 6477^d

Citi Speedy Cash

Annualized Percentage Rate as low as 1.40%a

With Citi Speedy Cash, facing unexpected financial needs won’t be a hassle anymore. It offers a suite of beneficial features including flexible repayment terms. Successfully apply to enjoy up to HK$10,000 reward.

To apply for Citi Speedy Cash, you will need to fulfill the following requirements:

To apply for Citi Speedy Cash, follow the steps below:

FAQs

FAQs

To borrow or not to borrow? Borrow only if you can repay!

Annualized Percentage Rate as low as 1.40%^a

To borrow or not to borrow?
Borrow only if you can repay!